Price Reduction
Address
120 Covington Street, Panama City Beach, FL
Price
$ 654,800
Property Attributes
- MLS#788323
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodPalmetto Trace Phase 1
- Zip32413
- Style
- Year Built2002
- Taxes$ 3231
- Price$ 654,800
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2002
- Lot Size0.31 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
This impeccably maintained residence in Panama City Beach offers a rare opportunity to secure a quiet, residential lifestyle in an established, non-short-term rental community. Situated less than one mile from the Gulf and directly across from the premier dining and entertainment of Pier Park, this home perfectly balances convenience and luxury. The interior has undergone a comprehensive refresh, featuring crown molding, neutral paint, and beautiful luxury LVP flooring paired with premium carpeting installed in 2022. Every detail has been attended to, including the addition of solid wood interior doors with new hardware throughout. The floor plan includes a versatile den that offers excellent potential as a 4th bedroom. The chef-inspired kitchen features a 2023 appliance suite, and the primary bath, updated in 2023, boasts modern vanities, custom lighting, and a skylight. Outdoor living is elevated by a resort-style, heated and cooled gunite saltwater pool with a waterfall, complemented by professional landscaping and new fencing. Enhanced by a 2021 roof, spray foam insulation, and fabric hurricane shutters, this turnkey property offers exceptional utility efficiency and peace of mind.
| Elementary School | Middle School | High School |
|---|---|---|
| Hutchison Beach Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 4/14/2026 | Listed $674,900 |
| 7/6/2026 | Listed $674,800 |
| 8/19/2026 | 1$664,800 |
| 9/14/2026 | 2$654,800 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available,High Speed Internet Available,Underground Utilities |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Pool |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Palmetto Trace Phase 1 |
| Status | Active |
| Directions | Heading east, pass Pier Park and turn north on Cambridge Blvd. Take 2nd right onto Covington St. Home is on the left. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 13700 |
| Elementary School | Hutchison Beach |
| Tax Annual Amount | 3231 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0321 - Beach - North Central |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Occupied |
| Year Built | 2002 |
| Association Fee Includes | Association Management,Legal/Accounting,Pool(s) |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater |
| Patio/Porch Features | Open,Porch |
| Construction Materials | Stucco |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 4 |
| Full Baths | 2 |
| Garage Spaces | 2 |
| Architectural Style | Patio Home |
| HOA Fee | 249 |
| Assoc Fee Paid Per | Quarterly |
| Pool Features | Gunite,Electric Heat,In Ground,Salt Water,Community,Private |
| New Construction | false |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Double Vanity,Main Level Primary,Soaking Tub,Separate Shower |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
Exterior Features
| Lot Size Area | 0.31 |
|---|---|
| Lot Dimensions | 112x134x60x125 |
| Lot Size Acres | 0.31 |
| Road Frontage Type | Private Road |
| Parking Features | Garage,Garage Door Opener |
| Building Area Total | 2002 |
| Waterfront Y/N | false |
| Exterior Amenities | Outdoor Shower |
| Fencing | Fenced,Partial |
| Foundation Details | Slab |
| Private Pool | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
Price
Taxes
Year Built
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
