Price Reduction

Address

912 Camp Fire Circle, Panama City Beach, FL

Listing Type

Active

Price

$ 849,700

Property Attributes

MLS#791587
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City Beach
Area03 - Bay County - Beach
NeighborhoodBreakwater at Ward Creek
Zip32413
Style
Year Built2025
Taxes$ 1354
Price$ 849,700
Bedrooms4
Full Bathrooms3
Half Bathrooms1
Sqr Footage2839
Lot Size0.17 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort style amenities, modern design, and everyday convenience come together. This exceptional Grayton floor plan features over $100,000 in Toll Brothers builder upgrades and is situated on one of the community's most desirable homesites, backing to protected land that is restricted from future development, providing a rare sense of privacy and a backyard view that will remain preserved. This beautifully maintained 4 bedroom, 3.5 bath home features soaring ceilings, an open concept layout, a spacious 3 car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. Thoughtfully upgraded with over $100,000 in Toll Brothers builder upgrades, this home features a luxury KitchenAid appliance package with a gas cooktop and double wall ovens, premium quartz countertops, an expanded kitchen island, wide plank hardwood flooring throughout most of the home, tray ceilings, a dedicated office, spa inspired primary suite, and an impressive 12 foot stacking sliding glass door that seamlessly blends indoor and outdoor living. A complete builder upgrade summary is available in the MLS documents. The spa inspired primary suite features a freestanding soaking tub, oversized walk in shower with frameless glass, rain shower head, designer tile, and luxury finishes throughout, creating the perfect place to unwind. What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy a gated entrance, resort style pool, pickleball courts, tennis courts, fitness center, clubhouse, and playground, all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from Pier Park, the white sand beaches of the Emerald Coast, Northwest Florida Beaches International Airport, shopping, dining, and entertainment, this home offers the perfect combination of luxury, convenience, and coastal living. Where everyday living feels like a getaway!

Elementary School	Middle School	High School
West Bay Elementary School	Surfside Middle School	Arnold High School

Price History
6/19/2026	Listed $865,000
9/16/2026	2$849,700

General Features

Sewer	Public Sewer
Utilities	Electricity Available
Property Subtype	Single Family Residence
Tax Year	2025
Community Features	Clubhouse,Fitness Center,Playground,Park,Pool,Tennis Court(s),Community Pool,Gated
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Breakwater at Ward Creek
Status	Active
Directions	From Hwy 98, turn on Hwy 79 going north. 2.6 Miles Breakwater community will be on your left.
High School	Arnold
City	Panama City Beach
Zoning Description	Resid Single Family
MLS Area	03 - Bay County - Beach
Lot Size Units	Acres
Lot Size Square Feet	7405
Elementary School	West Bay
Tax Annual Amount	1354.84
Middle/Junior High School	Surfside
MLS Area Minor	0322 - Beach - North West
Standard Status	Active
Property Sub Type Additional	Single Family Residence
Association Amenities	Gated
Occupancy Type	Vacant
Year Built	2025
Association Fee Includes	Clubhouse,Fitness Facility,Maintenance Grounds,Playground,Pool(s),Tennis Courts
Heating	Central,Electric
Cooling	Central Air,Ceiling Fan(s)
Appliances	Gas Cooktop,Ice Maker
Patio/Porch Features	Deck,Patio
Construction Materials	HardiPlank Type
Attached Garage	false
Garage Y/N	true
Total Rooms	4
Full Baths	3
Garage Spaces	3
Architectural Style	Other
HOA Fee	200
Assoc Fee Paid Per	Monthly
Pool Features	Community
Security Features	Gated Community,Security Gate,Smoke Detector(s)
New Construction	false
Roof	Shake

Interior Features

Total Baths	4
Interior Amenities	Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s)
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	4
LivingAreaSource	Appraiser
Half Baths	1

Exterior Features

Lot Features	Cul-De-Sac,Paved
Lot Size Area	0.17
Lot Dimensions	60.0 ft x 125.0 ft
Lot Size Acres	0.17
Parking Features	Gated
Building Area Total	2839
Waterfront Y/N	false
Exterior Amenities	Covered Patio,Patio
Fencing	Full,Fenced