Price Reduction - New Construction

Address

657 Shoal Landing Lot 177, Panama City Beach, FL

Listing Type

Active

Price

$ 949,000

Property Attributes

MLS#792480
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City Beach
Area03 - Bay County - Beach
NeighborhoodBreakwater at Ward Creek
Zip32413
Style
Year Built2026
Price$ 949,000
Bedrooms5
Full Bathrooms3
Half Bathrooms1
Sqr Footage3435
Lot Size0.16 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion March 2027. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

Elementary School	Middle School	High School
West Bay Elementary School	Surfside Middle School	Arnold High School

Price History
7/10/2026	Listed $826,000
8/1/2026	3$848,000
9/4/2026	12$949,000

General Features

Sewer	Public Sewer
Utilities	Cable Connected,Electricity Available,High Speed Internet Available,Phone Connected,Underground Utilities
Property Subtype	Single Family Residence
Tax Year	2025
Community Features	Clubhouse,Fitness Center,Playground,Park,Pool,Tennis Court(s),Community Pool,Gated
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Breakwater at Ward Creek
Status	Active
Directions	From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.
High School	Arnold
City	Panama City Beach
Zoning Description	Resid Single Family
MLS Area	03 - Bay County - Beach
Lot Size Units	Acres
Lot Size Square Feet	7187
Elementary School	West Bay
Land Lease Y/N	false
Middle/Junior High School	Surfside
MLS Area Minor	0322 - Beach - North West
Standard Status	Active
Property Sub Type Additional	Single Family Residence
Association Amenities	Gated,Picnic Area
Occupancy Type	Vacant
Year Built	2026
Association Fee Includes	Clubhouse,Fitness Facility,Playground,Pool(s),Tennis Courts,Trash
Heating	Heat Pump
Appliances	Electric Oven,Gas Cooktop,Tankless Water Heater
Patio/Porch Features	Covered,Patio
Construction Materials	HardiPlank Type
Attached Garage	false
Garage Y/N	true
Total Rooms	5
Full Baths	3
Garage Spaces	3
Architectural Style	Traditional
Stories Count	2
Levels	Two
HOA Fee	210
Assoc Fee Paid Per	Monthly
Pool Features	Community
Security Features	Gated Community,Smoke Detector(s)
Unit Number	Lot 177
New Construction	true
Senior Community Y/N	false

Interior Features

Total Baths	4
Interior Amenities	Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s)
Furnished Units	None
Heating Y/N	true
Total Bedrooms	5
LivingAreaSource	Plans
Half Baths	1
Total Stories	2

Exterior Features

Lot Features	Sprinkler System,Paved
Lot Size Area	0.16
Lot Dimensions	60'x120'
Lot Size Acres	0.16
Building Area Total	3435
Waterfront Y/N	false
Foundation Details	Slab